If you own a horse farm or a ranch and need to protect your home and buildings as well as cover your equine liability, our farm package provides complete coverage for your horse farm.
Coverage Highlights
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- Replacement costs for Personal Dwelling
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- Replacement costs for Farm-Related Buildings (barns, stables, hay sheds, arenas)
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- Replacement costs for Farm Personal Property (farm machinery, tack, equipment, hay and feed, available on buildings and household contents)
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- Coverage for on and off premises operations (boarding, breeding, riding instruction, training, racing, and horse shows)
Coverage & Limits Highlights
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- Up to $1,000,000 liability limit available
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- Participants coverage for horse shows
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- Various property deductibles available
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- Fire legal liability $190,000 at no charge (in most states)
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- Personal liability available for owner-occupied dwellings
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- Choose from basic, broad, or special coverage options for all property
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- General liability aggregate limits are 3 times the liability per occurrence limit
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- Increased limits available for contents and loss of use based on the value of dwelling
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- Provides bodily injury and property damage limits
